Truck Insurance

Why is trucking insurance important?

Truck insurance is important because it helps protect against accidents and other damages. In many cases, it's also a legal requirement.

Truckers need insurance to cover the cost of repairs, medical expenses, and legal issues that might come up. It can also help with things like cargo protection and roadside assistance. The right coverages can give you peace of mind, on and off the road.

Businesses that need truck insurance

Businesses that rely on trucks for work typically need commercial truck insurance. We cover a variety of truckers, including:

General freight haulers

Agriculture haulers
Car haulers

Dirt, sand, and gravel haulers

Expeditors

Log haulers

Household movers
Auto repair shops

Towing services

Roadside assistance

Start a truck insurance quote to learn more about getting coverage for your business type.

Types of trucks we insure

We offer commercial truck insurance for many types of trucks, including:

Box Trucks

Tractor trucks
Dump trucks

Tow Trucks

Garbage trucks
Food trucks

Whether you own a small delivery truck or a semi truck, FaithGuard Commercial has insurance options to protect your assets and provide liability coverage.

Truck insurance cost

In 2024, Progressive's national average monthly cost for commercial for-hire truck insurance ranged from $746 for specialty truckers to $954 for other transportation truckers.

Remember, these averages aren't necessarily what you'll pay. Your rate will depend on various factors, including:

USDOT authority

Coverage requirements

Vehicle type

Cargo

Operating Radius

Driving history